Protection For Your Investment:
Title insurance safeguards your property investment by providing protection against hidden issues with the title that may emerge after closing.
Ownership Assurance:
It ensures that you are the rightful owner of your property and protects against potential legal challenges to your ownership rights.
Lender’s Policy vs. Owner’s Policy:
Understand the difference between the lender’s policy (protecting the lender’s interest) and the owner’s policy (protecting the homeowner’s interest).
Coverage Beyond the Sale:
Title insurance covers issues that may arise from events prior to your ownership, offering peace of mind that you will be protected even after the sale is complete.
Professional Title Search:
A comprehensive title search is conducted to uncover, and resolve, any potential problems with the property’s title, ensuring a clear and marketable title.
Protection Against Fraud:
Title insurance provides a layer of defense against fraud, including forged documents or identity theft affecting the title.
One-Time Premium:
Unlike other insurance types, title insurance is a one-time premium paid at closing that offers coverage for as long as you own the property. You may only need to up your title insurance policy or add endorsements if your property significantly increases in value due to upgrades or renovations.
